It's NCCYou Appreciation Day at the Bulldogs Game!


On Friday, January 16th, the UMD Men's Hockey team will host NCCYou Appreciation Day! All NCCYou members can purchase discounted tickets by going to or calling the ticket office at (218) 726-8595. Make sure you stop by the NCCYou table at the game for some free gear and sign up for a chance to win big cash in a puck shoot-out contest!


The game against Western Michigan is at the AMSOIL Arena on Friday, Jan. 16th at 7pm. See you there!

Go Dogs!




New Hours at the Virginia Branch 


The Virginia branch hours have changed to the following:


Lobby Hours:

8:30am - 5pm Monday thru Friday


Drive-up Hours:

8am - 5pm Monday thru Friday


We appreciate your partnership with NCCYou!




NCCYou Members Receive a Discount from TurboTax


With TurboTax® and Northern Communities Credit Union, it’s easy to do your own taxes. TurboTax coaches you every step of the way to the biggest refund you deserve, automatically double checking as you go. NCCYou members can now prepare, print and e-file simple federal tax returns FREE with TurboTax Federal Free Edition. Start TurboTax for FREE today!





Scholarships Available through Family Involvement Council 


The Minnesota Family Involvement Council is accepting applications for their 2015-2016 season. In 2015, the FIC will award $10,00 in scholarships to credit union members continuing their education.


Four $1,000 scholarships and twelve $500 scholarships will be awarded to 16 credit union members throughout Minnesota. Anyone who is a member of a credit union affiliated with the Minnesota Credit Union Network and pursuing post-secondary education in fall 2015 and spring 2016 is eligible. To apply, credit union members must complete a one-page application form and submit an essay that answers the question: "What is your interpretation of the American Dream and how do you plan to achieve it?"


Click here for the FIC's scholarship information page and to start the online application.




Save BIG and Shop Conveniently with AutoSMART Tool 


We've got low rates on new and used auto loans as well as sports vehicle loans! Get rates as low as 2.20%APR with extra discounts available. See us for more savings and details! Call us at 279-3200 today!


Use the AutoSMART buttons on our site to search for a specific vehicle or browse inventory of dealers near you! You can also compare deals, sell your vehicle, and fill out your application online. You have everything you need at the click of a button.


APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on credit worthiness, qualifications, and collateral conditions. All loans subject to approval. See Loan Officer for details.




Leased Land Mortgages


    St. Louis County is offering land for sale on a number of area lakes that it had previously leased to homeowners and property owners. If you own a home on this type of land, would like to build on this type of land, or would like to refinance existing property or buy County leased land, NCCYou can help!  We now offer a variety of mortgages on St. Louis County leased land, as well as bare land loans. Call Koby Myer at 218-279-3200 Ext. 237 for more information or to set up an appointment today!

    Click here to learn more about NCCYou e-Statements!

    And while you're at it, check out our new mobile banking app for Apple and Android devices!  Simply go to the Apple Store or Google Play store and search for NCCYou!



Member Cellular Discounts with Sprint




    Your savings fedarally insured to at least $250,000 and backed by the full faith and credit of the United Stated Government. National Credit Union Administration, a U.S. Government agency.


    Equal Housing Lender


    Membership with Northern Communities Credit Union is open to anyone who lives, works, worships, or attends school in St. Louis County, or is the relative of someone who is a member.



    3311 W. Arrowhead Rd.  

    Duluth, MN 55811

    Woodland • Shops at Bluestone  

    1004 Woodland Ave.

    Duluth, MN 55803

    Virginia • Mountain Iron

    800 S. 16th Ave.

    Virginia, MN 55792