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|
| Rates |
| Mortgage |
|
Rates
change daily, please call 279-3200 for current
rates
|
| Home
Equity |
|
Fixed
rate
|
|
|
Adjustable Rates Available
please see an NCCU loan officer for details
|
|
| Fixed
5 years |
6.50%
APR
|
| Fixed
up to 10 years |
6.75%
APR
|
Fixed
11 to 15 years
*See loan officer for details |
7.00%
APR
|
|
| Home
Improvement |
| 5
years |
7.25%
APR
|
| 6
- 10 years |
7.75%
APR
|
|
| VISA |
|
No
annual fee. Maximum unsecured
debt not to exceed
$10,000. 25 day grace period
|
|
VISA Classic |
12.50% APR |
New VISA Platinum Card!
New Platinum Score Card Online Program Rewards & Opportunities
|
7.90% APR |
| Line
of Credit / Overdraft
Protection |
|
Maximum unsecured debt not to exceed
$10,000
|
|
Maximum
amount $5,000
|
12.40% APR
|
| Signature
Loan |
|
Maximum
amount $10,000
|
12.90% APR*
|
|
Maximum
amount $10,000
|
15.00% APR
|
Maximum
unsecured debt not to exceed $10,000 90
DAY NOTE Maximum unsecured debt not to exceed
$10,000
|
|
SHARE
Secured
|
|
See
Credit Union for details
|
|
| Certificate
of Deposit Secured |
|
Rate
will be 3% higher than the CD APR
|
|
Federal
Stafford Student Loan
|
Current
variable rate 6.80%
APY
Great
Lakes
Higher
Education
Corporation
|
Rate is subject to
change every July 1 and is capped at 8.25%
|
|
Vehicle Loans
|
2003 and Newer Models a, b, c
|
| 12 months, 100% financing |
5.95% APR |
| 24 months, 100% financing |
5.95% APR |
| 36 months, 100% financing |
5.95% APR |
| 48 months, 100% financing |
5.95% APR |
| 60 months, 100% financing |
6.20% APR |
72 months, 100% financing,
collateral value over $15,000 |
7.00% APR |
84 months, 100% financing,
collateral value over $30,000 |
7.25% APR |
2002 and Older Models a, b, c
|
| 12 months, 100% financing |
5.95% APR |
| 24 months, 100% financing |
5.95% APR |
| 36 months, 100% financing |
5.95% APR |
| 48 months, 100% financing |
5.95% APR |
| 60 months, 100% financing |
6.20% APR |
72 months, 100% financing,
collateral value over $20,000 |
7.50% APR |
84 months, 100% financing,
collateral value over $30,000 |
7.75% APR |
a)Includes autos, trucks vans, motorcycles, and scooters - restrictions may apply
b)Fiancing includes sales tax, licensing, title and fees
c) New purchases or refinancing from other institutions only.
|
|
Recreational Vehicles d ,e, f
|
| Up to 36 months |
5.99% APR |
| Up to 48 months |
5.99% APR |
| up to 60 months |
6.50% APR |
| Up to 72 months |
6.75% APR |
| Up to 84 months |
7.75% APR |
Up to 120 months |
8.00% APR |
Up to 180 months |
8.25% APR |
d)Includes trailers, campers, mini and motor homes, boats, motors, trailers, jet skis, ATVs, and snowmobiles - restrictions may apply
e)Fiancing includes sales tax, licensing, title and fees
f) New purchases or refinancing from other institutions only.
|
Useful Sites |
| NADA - How much should you pay? |
| |
|
Rates
effective as of April 2, 2008 and are subject
to change without notice. Loan rates given are
the Annual Percentage Rate (APR). Dividend rates
given are the Annual Percentage Yield (APY).
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